Ecosystem Radar
Klear is the most innovative company in the French Chamber competition
The Klear platform, which connects people looking for money with those who want to finance them (so-called peer-to-peer lending), received the innovation award in the competition of the Franco-Bulgarian Chamber of Commerce and Industry (CCIFB).

Klear co-founder Loic le Pichou (right) received the award from Innovation Minister Daniel Laurer ©CCIFB
FTS Insights official •
ORIGINAL ARTICLE
March 31, 2022
Klear е най-иновативната компания в конкурса на Френската камара
“Klear’s model combines financial innovation with social impact — a rare blend in the fintech industry."
– Капитал (Capital)
Article Summary
In a highly competitive field of Bulgarian companies promoting sustainable development and innovation, Klear emerged as the most innovative thanks to its unique peer-to-peer lending model that combines technology with a strong ethical backbone.
The Capital.bg article emphasizes how Klear doesn't just offer loans, but actively promotes financial education and responsible borrowing. It provides borrowers with clarity on interest rates, repayment plans, and helps users understand the consequences of financial decisions — a rarity in traditional lending.
Klear's approach challenges the profit-driven model of many credit providers. Instead, it creates shared value by protecting borrowers from over-indebtedness, while offering retail investors a fair return. The jury was particularly impressed by how Klear empowers users through transparency, accessibility, and trust — key factors that led to its selection as the overall winner.
This award highlights the importance of not just technological innovation, but also values-driven business models in the fintech world. The article positions Klear as a company that proves you can be profitable and socially responsible.
Key Highlights
- Klear was awarded for its educational approach to personal finance and its commitment to fair, transparent lending.
- The platform’s innovative credit model makes borrowing more ethical and accessible.
- Its contribution to financial literacy in Bulgaria was highlighted as a core differentiator.
Takeaway
This national-level recognition confirms that Klear is a standout in Bulgaria’s fintech and social innovation sectors. It's not just a platform—it’s shaping the future of ethical finance.
Read the full coverage on Капитал (Capital)(bg)
About Капитал (Capital)
Capital.bg is a leading Bulgarian business news website, offering in-depth analysis, investigative journalism, and expert coverage of economics, politics, and markets.
They are mentioned in this publication

Klear Lendingofficial
Klear connects people looking for higher returns on their savings with people looking for fairly priced loans, providing better deals to both parties.
The French-Bulgarian Chamber of Commerce and Industry
CCI France Bulgarie (CCIFB) is a nonprofit organization that brings together 300 French, Bulgarian, and multinational companies. The chamber reflects the shared commitment of French companies present in Bulgaria and Bulgarian and French businesspeople to combine their strengths and ideas in order to develop and promote economic and commercial relations between the two countries.
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