Klear Lending

Klear connects people looking for higher returns on their savings with people looking for fairly priced loans, providing better deals to both parties.

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11-50 employeesklearlending.com

Meet The Founders

Klear, is a fintech company founded in 2015 by Loic Le Pichoux and Lukasz Lukaszewski, two senior executives from the bank industry. They left their jobs to create an ethical and fair alternative to personal loans and investments.

Lukasz Lukaszewski
Co-founder & Risk Guardian
I build and guard the risk policies as well as finances of Klear and investors.

Loic Le Pichoux
Co-Founder and Chief Engagement Officer
Entrepreneur and passionate about finance and product.

In their words.

« Through everything we do, we aim to create a financial world that is fairer and more impact conscious. »

News & Articles

Original or exclusive content published in partnership with French Tech Sofia

Browse all articles ↗
An In-Depth Guide to Peer-to-Peer Financing for Individual Investors

Peer-to-peer (P2P) financing is an innovative financial model that allows individuals to lend directly to other individuals or businesses without the involvement of traditional financial institutions like banks.

French Tech SofiaStaff
French Tech Sofia
We introduce a Standard Auto Invest strategy

Investors can now activate an Auto Invest strategy in 1 click without the burden of selecting the parameters

French Tech SofiaStaff
French Tech Sofia
Investing with Klear – a beginner’s guide

Ready to start investing? Great! We recommend, however, that you go through this short guide first.

French Tech SofiaStaff
French Tech Sofia




Klear Lending in the press, online media and announcements.


What Klear Lending does, services and activities.

A Fairer Marketplace for Loans.

Klear Lending is a peer-to-peer lending platform that provides personal and business loans and lets investors fund those loans for a return.

It runs the process fully online, from application and electronic signing to repayment distribution, and structures its model around transparent terms, fixed rates, borrower screening, and diversified investing.

Personal Loans

Provides online personal loans from €500 to €25,000 with fixed rates and one fee charged only on disbursement.

Business Loans

Funds Bulgarian businesses with €2,500 to €25,000 for working capital or investment, with online application and fast decisions.

Loan Investing

Lets investors start from €50, buy pieces of loans, and earn from the interest paid by borrowers.

Automated Investing

Lets investors automate allocations based on chosen criteria and reinvest available funds into new loans.

Borrower Assessment

Verifies applicant data and checks external databases to approve borrowers with proven income or business revenues.

Repayment Management

Distributes borrower installments to investor wallets and handles missed-payment collection and debt sales.

Industries served

Klear Lending is especially relevant in lending and investment environments that connect retail borrowers, small businesses, and yield-seeking capital, including:

  • Consumer products. Personal loans for consumers.
  • Business services. Financing for small businesses.
  • Investment and venture capital. Retail investors fund loans.
  • Financial services. Loans, savings, and investing.

→ Across these industries, the common thread is efficient digital matching of capital with clearly assessed borrowing demand.